For those of you who use Pay Pal the following information may be useful. 

Pay Pal has two different kinds of accounts, Personal and Business. 

Personal accounts pay no fee for accepting cash or balance transfers.
Business accounts pay a fat 4% fee on all payments accepted.

If you send a Credit Card payment or a Debit Card payment to a personal account they will be asked to "Upgrade and Accept".  This means changing a non fee paying account to a full fee paying account.  From that point on all transactions even the cash ones will be charged a fee.

This is why I prefer cash or existing balance payments.

However I will accept either if the amount is under $100

So if you accept Pay Pal payments it is a good idea to have two accounts.

Cash  david@redlinecollector.com

Credit david@toycarcollector.com

If you wish to pay by credit card simply call me and I will process the credit card
in my merchant account.  The normal fee for a credit card merchant like myself is about 2%,
but for you there will not be any charge.